Insurance is often thought of as something that you must have, to satisfy requirements and to achieve peace of mind. Peace of mind isn’t all that hard to achieve either, as the assumption is that if you have insurance you are covered. Right? The answer is no. Critical mistakes are made every day when purchasing … Continued
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SME’s have been a common target for scammers, but the latest research by The Westpac State of SME Scam Report has shown that on average SME’s are losing a staggering $38,845 and are only able to recover 44% of the monies lost. The report shows that 46% of SME’s are affected by a scam, however … Continued
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With the start of the warmer weather, for many this is the perfect time to think about spring-cleaning. The feeling you get from achieving organisation in your life can often create peace, when you step into the house after a long day of work and the drawers are clean, there is nothing hiding under the … Continued
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The Australian Financial Review (AFR) Top 100 Accounting Firms in Australia for 2019 list has been released revealing a significant growth in advisory services which accounted for 29% of revenue of the top firms. CAAA continues to steadily rise in the ranks, moving up from 59 to 54 this year. In line with this year’s … Continued
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The Australian housing market crisis might be slowly improving but there is still little relief for younger investors who want to enter the market. These investors might be first time property buyers, or they may simply be finding it difficult to save the 20% deposit required to avoid paying hefty fees in Lenders Mortgage Insurance … Continued
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If you inherit a dwelling and later sell or are looking to sell it, you may be exempt from Capital Gains Tax (CGT); however, there are conditions that need to be taken into consideration. Generally, a resident individual taxpayer is exempt from capital gain tax on disposal of a dwelling that is his/her main residence. … Continued
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Superfund members around the country last year made some of the most winning investments, with Superfund’s on average demonstrating an overall growth of 7%, and the top two growth super funds and taking out poll position yet again with a whopping 9.9% growth each. A growth Superfund is one that allocates between 61% to 80% … Continued
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The stresses of running a business are very real, and often the business owner feels that they must take these on as part of the job. Many owners find themselves in a position where their everyday obligations such as bills, cash flow, pay roll or other operational tasks are often keeping them up at night. … Continued
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“Never get so busy making a living that you forget to make a life.” —Dolly Parton, Singer. Famous words or famous last words? Our world today is a busy one. Regardless of the role you play and what your ‘job’ is, we as a society put a lot of pressure on ourselves to achieve and … Continued
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No matter what your financial position is, or how much money you make in your job I think we can all agree that money is more fun when it’s spent rather than sitting aside in a savings account. However, the reality is that most of us want to maintain a certain level of lifestyle when … Continued
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Being a business owner is a tough gig. You are responsible for the daily operations, the all-important profit margins which keep your business afloat, but most importantly you are the gatekeeper to the livelihood of your employees and their families. It is common that due to this daily juggling act business owners are required to … Continued
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Toxic leaders poison entire companies, and once they get authority over others, they don’t let it go willingly. Thankfully, any business can destroy their poisonous influence. Tell The Truth Toxicity thrives when no one tells the truth, but the reverse is also true. If your employees are honest about each other, they can uncover toxic … Continued
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Electronic signature software offers small business a number of time and cost-saving benefits. If you’ve considered going paperless but haven’t yet made the plunge, here are 6 excellent reasons to start using digital signatures today. Get paid faster Digital signatures make it easy to close a sale on the spot, turn around contracts faster, and … Continued
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While homeowner’s insurance isn’t required by law, it is often required if you are taking out a mortgage in order to purchase your home. There are a lot of things that you need to think about when purchasing homeowner’s insurance, including what types of coverage you think you need. This can be a challenging task, … Continued
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Depending on the current state of your finances, financial freedom might seem a long way away. For many people, financial freedom—when you don’t have to worry about how to pay the bills and your money is invested and making money for you—is a far off dream. What they don’t understand is how close financial planning … Continued
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If you haven’t given any thought to what your retirement will look like, now’s a great time to start. It might not be the most fun thing to think about—not when there are vacations to plan or houses to buy—but retirement planning is a vital part of your overall financial plan. Most people dream about … Continued
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Small business owners know how important it is to save money. They know that one day that dollar could come in handy, especially during slower times. Saving money is definitely important, but there are also things small business owners can – and should – spend their money on today. It might seem counterproductive to spend … Continued
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Finding the right bank to serve your small business needs can be a daunting task. With so many competing financial institutions to choose from, business owners simply don’t have the time for the in-depth research required to carefully weigh all the options. This guide to choosing a small business bank will help you narrow down … Continued
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If you’re a small business owner whose company hasn’t gone through hard times, that’s great but it’s likely to happen at some point. As much as we dream about being brilliant enough at business that we’ll never face slow times, there are many things beyond our control that can negatively affect our organization. Here are … Continued
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When you own a business, any time you speak in public you’re representing your company. That’s a lot of pressure, especially when you consider that most people are already nervous about speaking in front of people. There’s no magic cure for fear of public speaking but there are some things you can do to feel … Continued
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