Remove the risk, stress & uncertainty from your commercial life and start living on your terms.
Take control of your finances with holistic accounting services & advice designed to untangle tax and safeguard your financial future.
Wealth Creation & Investment
For most Australians their superannuation is the biggest investment they will ever make. To make sure you are investing correctly, and maxisiming every opportunity available to you - you need expert advice you can trust. Self Managed Super Funds (SMSF) are one of the most effective ways to grow your wealth, and make your money work for you. Our advisors will work with you to find out if SMSF is the right move for you, and help you manage the process hassle free.
Our wealth and risk team will ensure that once you have invested and got your money working for you, that you are protecting your family's interests through the right level of cover and safeguarding your financial future.
Some of the services we offer include:
- Execution of Investment Portfolios
- Administration and Reporting of Assets
- Superannuation and SMSF Investments
- Building Diverse Income Streams
- Reporting and Full Fund Administration
- Personal Insurance
Self employed, contracting or building your dream empire?
If you’re a small business or self employed we can help you create a business strategy that assists with cash flow and tax minimisation. Our small business experts aim to go beyond the traditional accounting services, and help you add value to your business, assisting you with a range of business services and advice, all while helping to navigate the pitfalls of small business in a language you can understand.
Looking to expand or offshore? Our team has the reach you need to make those plans a reality.
Some of the services our small business team offer include:
- Financial reports
- Management accounts
- Income Tax returns & Business Activity Statements
- Fringe Benefits Tax returns
- Land tax returns
- Payroll tax returns
- Liaising with the ATO and other authorities on your behalf
- Business Finance
- Business Planning
- Cloud Accounting
- Company Secretarial Services
- HR Requirements
- Tax Structuring
- Audit & Assurance
- Corporate Advisory
- Accounting and Asia Pacific Advisory
Smarter debt for smarter gains
Your home loan structure could have a significant impact on your overall finances, as well as your on-going tax obligations, and therefore needs careful consideration. Working with our private in house bankers, through Meridian Business Finance, help business owners seek more competitive home loan or investment loan rates, with specialist finance solutions tailored to your needs.
Our team provides lending advice that goes above and beyond what you would receive from a bank manager or mortgage broker, and because we are accountants we have the expertise to more effectively link your property loan structure with your overall financial strategy.
We can help you with:
- Tax effective home loan conversions
- Angel Investment
- Home loans
- Investment loans
- Commercial Loans
Without adequate planning for all possible eventualities, your future plans and dreams can go up in smoke. For example, what would happen if you were not able to work permanently or for a period of time? Would you and your family be protected? These are the kinds of questions we ask to discover what gaps you have in your protection, and then fill them with the correct level of cover to suit your needs.
Some of the insurance services we advise on include:
- Life insurance
- Business Insurance
- Asset & income Protection
- Risk Insurances for specific professions
- Total and permanent disability
- Trauma or crisis insurance
Do you know home much income you’ll need in retirement to live comfortably? And further to that, what amount of capital will you require to be able to retire at the age you want?
Many Australians rely solely on their superannuation for their retirement funds, but will you have enough in yours if you don't change a thing from now till then?
This then bears the question of, what will you leave to your beneficiaries? Do you want to plan for a comfortable retirement alone, or do you want to be able to leave the next generation an inheritance?
Our experts will help you put together a retirement plan that takes into account your current assets, spending habits and what assets you need to build or grow to achieve your retirement goals in real life terms.
Some of our retirement planning services include:
- Budgeting and Managing Your Money
- Investing Your Money
- Super and Retirement Planning
- Risk Insurance
- Estate Planning
My Family Legacy
Wills, succession & estate planning
Have you considered the structure of your current asset portfolio? After your death, can they be passed onto your beneficiaries in a tax efficient manner? While we are on the topic, who are your beneficiaries and what plans have you put in place to ensure that your assets will be distributed as per your plans?
At CAAA, we consider all these questions and then some when helping you plan your retirement and legacy the way that you imagine it.
Some of the advice we can offer include:
- Estate Planning
- Succession planning
- Asset structures
- Asset transfer taxation
At CAAA we offer a range of personal taxation services to individuals and their families. We assist you to pick the right taxation structure for you, and work within ATO guidelines to ensure you are getting the full benefit of your taxation strategy.
Some of our personal taxation services include:
- Explanation of benefits of various tax structures
- Advice on capital gains
- Taxation minimisation & structuring
- Preparation of tax returns
- Negative gearing & investment taxation income advice
- Advice on taxation of foriegn income